The Property Portfolio Analysis (PPA) application is not designed for the purpose of providing personal financial or investment advice. Information provided does not consider your particular investment objectives, financial situation, or investment needs.

You should assess whether the information is appropriate to your particular investment objectives, financial situation, and investment needs before making an investment decision yourself or seek the advice of your accountant, mortgage broker or other suitably qualified professional

Ironfish does not guarantee any particular rate or return, the performance of any investment or the repayment of capital from any investment. Investment is subject to risks. Possible risks could include loss of income or capital invested.

The PPA application, approach, and contents (including the output report) are the property of Ironfish and all information images and format forms part of Ironfish exclusive Intellectual Property (IP). Except where necessary for viewing the information in the PPA application, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws, no information from the PPA application may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of Ironfish.

These Terms and Conditions are governed by the law in force in the State of New South Wales, Australia, and the parties irrevocably submit to the non-exclusive jurisdiction of the courts of New South Wales and courts of appeal from them for determining any dispute concerning the Terms and Conditions.

Ironfish handles personal information and complies with the requirements of the Australian Privacy Act 1988 (Cth) (“Privacy Act”)

Providing your personal information is voluntary. Personal information about our prospects and customers is collected only when knowingly and voluntarily submitted. For example, we may need to collect such information to provide you with further services or to answer any requests or enquiries. It is our intention that this policy will protect your personal information from being dealt with in any way that is inconsistent with applicable privacy laws in Australia

The main types of personal information Ironfish collects as part of the PPA application typically includes a range of identification details (name, email address) as well as general financial information (salary, expenses etc). While providing professional services to our clients, we may collect more detailed personal information about you and your property investment interests or experiences.

The main purposes in collecting personal information about individuals may include:

• to provide our services and materials (such as this report);

• to respond to an individual’s request.

• to maintain contact with potential customers and existing clients

• to keep clients and other contacts informed of the services we offer, industry developments or products that may be of interest to them, and to notify them of service offerings, seminars and other events we are holding.

• all other purposes related to our business, including the use of personal information about individuals to market our services, including by email.

Your personal information as collected by Ironfish may be shared to other Ironfish Related Entities in an endeavour to provide you with the most professional and personalised service. An example of this may be the distribution of your contact information to an Ironfish branch that is closest to your location.

We endeavour to take all reasonable steps to protect the personal information you may transmit to us or from our online PPA application and to ensure its security on our systems.

Our employees and the contractors are obliged to respect the confidentiality of any personal information held by Ironfish; however, we will not be held responsible for events arising from unauthorised access to your personal information.

If you have any further queries relating to our PPA Terms & Conditions, or our Privacy Policy, please contact us at ppa@ironfish.com.au