Jump Start your Investment Property Portfolio Journey

1. Grow your incoming cashflow

The most obvious upsides of owning investment properties is earning a passive income. With Australia tightly gripped by a rental crisis, the demand for quality, well located rental properties strongly outweighs supply, rental yields are decreasing. On top of that, we are expecting 200,000 new international residents in 2023 worsening the crisis. This means that you can bank on a consistent rental income and create equity to use for your next property investment.

Success strategy: Buy quality real estate. This will make it easier to comfortable with the fact that you will can rely on someone else to pay the mortgage for that property and confident you won’t experience cashflow issues.

2. Research. Research. Research.

When you partner with Ironfish, you’ll have access to the latest Australian investment property market research identifying the up and coming hotspots and properties, growth forecasts for apartments and houses at any given time and other long-term property growth opportunities only the savviest investors can tell you. We’ll work with you to help you buy the right property in the right area for you – a tailored approach so you can sit back and watch your capital growth grow.

Success strategy:  It’s likely the equity in your current property has increased. Refinance and reuse this equity to invest further and continue to grow your wealth.

3. Minimise your tax

Who doesn’t love the sound of that? Come tax time, you’ll soon discover just how many ways increasing your property count decreases your tax. To name a few:

• Depreciation, claim the wear and tear of your investment to put more money back in your pocket
• The expenses on your property can be claimed as a tax-deductible offset
• If your rental income doesn’t cover all your expenses (including mortage), claim ‘negative gearing’ or the ‘loss’ against your PAYG employment income. This reduces the overall amount of tax you pay.
• If you decide sell one of your investment properties after holding it for 12 months, you may be eligible for a 50% discount on capital gains tax payable based on the profit.

Success strategy: Smart investors sell quality assets only when they absolutely have to. Holding onto your investment property for 10-15+ years means you can enjoy more capital growth and savings on capital gains tax.

4. The ‘magic’ of compounding to increase your return

Compounding was once described by Albert Einstein as the eighth wonder of the world because of the did and still does seem to be the magical way of supercharging investment growth.

Let’s see just how this works in practice.

5. Gain the peace of mind knowing you’re taking the steps to build long-term wealth faster

Many of us can be risk averse and hesitant to enter into any investment opportunity, even something as strategically solid as property. It might give you peace of mind to know that unlike many other investments which can be less sound, when you purchase an investment property you can be confident that your property is almost certain to appreciate in value in the long-term, building a steady path to long term wealth.

The information contained in this document has been collected by Ironfish from various public and private sources. This document is intended to provide Ironfish investors with some general information only and does not constitute an offer, contract or inducement to buy. Investors are expressly recommended to do their own due diligence in relation to any ultimate property