To succeed as an investor, it’s important to approach the process with a sound strategy and a ‘numbers’ mindset that works towards achieving your end goal.
Let’s say your goal is to earn around $90,000 pa on your properties (as of February 2022, the ABS reports the average income in Australia is $90,896).
Assuming a 5% rental yield at 2.5% inflation, to achieve this you will need a future net portfolio value of $2,605,778*.
This may seem unachievable, but by buying 4 properties over a 6 year period and holding them for approx 15 years to double in value, you can achieve this. If you are prepared to hold for 20 years then you can target even more affordable properties.
Here’s how many of our customers have used this strategic formula to achieve just that. As you can see, between 15-20 years, you would achieve the goal of $2.6m in equity.

This graph assumes an interest-only loan of 100% of the purchase price of the property. If your loan structure contains a P & I component, then you are paying back the principal and your equity will increase more over the years.